Am I a victim of identify theft?
November 1st, 2008Several victims of identity theft are still unaware of their situation. Their accounts have been accessed and used without their consent but they fail to notice it. Could it be that you are already a victim?
There are hundreds of different ways to get your identity stolen, learn what signs should raise a flag and how to prevent them:
- If you discover new accounts that you didn´t open yourself or you are receiving credit cards you didn´t apply for.
- If you fail to receive your bills or mail you usually receive monthly
- If you get a call from a mortage or collection company you have no connections with
- If you realize your credit is lower than usual or being denied for no reason
- If you start getting calls from unfamiliar companies about products or services you never purchased
- If you notice inaccurate information in your credit reports or bank statements
It´s better safe than sorry. Review your financial statements regularly and keep your eyes open for any odd activity. Try to review your credit reports periodically, check all the accounts, bills paid and any debts you haven´t applied for.
It´s always good to double check that your personal information is accurate and has no abnormal modifications. Don´t forget to shred sensitive documents and information to avoid theives stealing your information from your own home or work place.
